When Regular Use Becomes Ownership: Court Clarifies Constructive Ownership Under Michigan’s No-Fault Act

August 2026

A new published Michigan Court of Appeals decision clarifies when regular, unsupervised used of a vehicle can establish constructive ownership—and prevent both an injured person and their medical providers from recovering PIP benefits when the vehicle is uninsured.

Read MBL’s latest legal update for the key takeaways from Labser PLC v. Farmers Insurance Exchange and what the decision means for Michigan no-fault claims.

Read the Full MBL No-Fault Update (PDF)